I’m sharing a good chuckle I got after opening a piece of junk mail today. Discover is apparently branching out into the personal loan arena. For those of you who have a Discover card, I’m sorry. I suppose I should be thrilled to receive their “Invitation ID Card,” but I can only laugh.<\/p>\n
They start out by complimenting me on my on-time payment record and overall credit history. So far, so good.\u00a0 Then they go on to say I could use their preferred invitation to change my higher-interest credit card balances to PAID IN FULL…<\/strong><\/p>\n There’s only one problem. I don’t have credit card balances, and my highest credit card rate is almost one-third lower than their 24.99% rate. The fine print does mention the rate would be between 6.99% (equal to or lower than my current rates) and 24.99%, but I’m not interested in dealing with these people.<\/p>\n And, of course, I don’t have a balance to transfer to them anyway, so it’s not worth my time. Crunch box.<\/p>\n","protected":false},"excerpt":{"rendered":" I’m sharing a good chuckle I got after opening a piece of junk mail today. Discover is apparently branching out into the personal loan arena. For those of you who have a Discover card, I’m sorry. I suppose I should be thrilled to receive their “Invitation ID Card,” but I …<\/span> Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Feeling: Amused","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[89],"tags":[],"class_list":["post-13659","post","type-post","status-publish","format-standard","hentry","category-silly-stuff"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/posts\/13659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/comments?post=13659"}],"version-history":[{"count":0,"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/posts\/13659\/revisions"}],"wp:attachment":[{"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/media?parent=13659"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/categories?post=13659"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jeanschara.com\/pmtoo\/wp-json\/wp\/v2\/tags?post=13659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}